Thursday, April 23, 2026 -A United States-based Nigerian, Opeyemi Olujobi, and his wife, Jennie Davidson, are facing up to 50 years in prison following their arrest over an alleged credit card fraud scheme in New York.
According to a statement by the United States Attorney for
the Southern District of New York, Jay Clayton, Olujobi and his wife were
arrested in Poughkeepsie and are expected to appear before a U.S. Magistrate
Judge in White Plains.
Clayton said that the duo allegedly used stolen identities
to fraudulently access hundreds of credit card accounts and carried out
unauthorised purchases amounting to over $500,000.
He noted that the defendants were part of a conspiracy that
targeted numerous victims through identity theft and account takeovers.
According to the statement, the suspects allegedly used
personal details such as Social Security numbers, dates of birth, phone
numbers, and addresses to impersonate legitimate account holders.
Clayton continued, “From at least May 2023 through October
2024, Olujobi, Davidson, and/or their co-conspirators contacted a publicly
traded consumer financial services company and used other people’s names,
Social Security numbers, dates of birth, phone numbers, and addresses to
falsely identify themselves as the true accountholders of over 200 store credit
card accounts.
“After gaining access to the cardholders’ accounts, the
perpetrators changed the address listed on the account to one of four addresses
in Hopewell Junction, New York, including their residence, and also altered
victims’ phone numbers to those controlled by members of the scheme.”
The statement said the suspects then reported the cards as
lost or stolen and requested replacements, which were delivered to addresses
under their control.
The attorney said that once the suspects had the cards, they
allegedly used them to purchase gift cards and other items across multiple
retail outlets.
“After they obtained their victims’ credit cards, Olujobi,
Davidson, and/or their co-conspirators used those cards at various retail
locations to make around $575,000 in unauthorized purchases of gift cards and
other merchandise.
“Video surveillance associated with many of these
transactions shows Olujobi and Davidson using the stolen cards,” the statement
added.
It further revealed that the suspects sometimes contacted
the bank to request approval for declined transactions or to increase credit
limits as needed.
The attorney also alleged that Davidson laundered part of
the proceeds through an online betting account before transferring the funds
into her personal bank account.
The charge sheet accompanying the statement indicated that
the suspects were charged with a four-count indictment bordering on conspiracy
and fraud.
“Olujobi, 28, and Davidson, 29, are each charged with
conspiracy to commit mail fraud, wire fraud, and bank fraud, which carries a
maximum sentence of 30 years in prison, among other charges.
“Davidson is also charged with money laundering, which
carries a maximum sentence of 20 years in prison.”
The statement, however, concluded that the charges were only
allegations and that the defendants are presumed innocent until proven guilty
in court.
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